Financial Inclusion: Empowering the UAE Workforce with Earned Wage Access

A New Era for Financial Services in the UAE

Abu Dhabi, UAE – LuLu Exchange, one of the UAE’s most trusted financial services companies and a part of LuLu Financial Holdings, has announced a partnership with Abhi Middle East Limited. This neo bank of the future is backed by Hub71 and the Abu Dhabi Investment Office (ADIO), with funding enabled by Commercial Bank International (CBI). The collaboration aims to empower workers across the UAE with instant access to their earned wages and seamless cross-border remittance solutions. This initiative bridges the gap between income and family support like never before.

Instant Access to Earned Wages

Through this partnership, workers will be able to access their Earned Wage Access (EWA) instantly. They can send money to their families back home without waiting for payday. This service enhances financial flexibility and ensures timely support for expatriate communities, who form the backbone of the UAE’s workforce.

Transforming Financial Management

By combining LuLu Exchange’s extensive network and trusted remittance expertise with ABHI’s financial technology, this initiative is set to transform how workers access, manage, and move their money across borders. This partnership underscores LuLu Exchange’s commitment to leveraging innovation to improve financial access and enhance the customer experience. For ABHI, it reinforces its vision to drive inclusive, technology-led financial solutions across the region. The goal is to ensure every individual has the tools to achieve financial wellness and independence.

Empowering Workers with Control and Confidence

“At Lulu Exchange, we believe that timely access to earnings is a fundamental need. This collaboration enables workers to support their families with greater control and confidence. Partnering with Abhi allows us to reshape financial access for the UAE’s workforce. We are creating a powerful ecosystem that places customer empowerment at its core by merging Abhi’s innovative EWA technology with our trusted remittance network,” said Thampi Sudarsanan, CEO of Lulu Exchange, UAE.

A Vision for Economic Empowerment

Omair Ansari, Co-Founder & CEO of Abhi Middle East Limited, added: “Partnering with LuLu Exchange, a trusted name synonymous with excellence and accessibility in financial services, allows us to enable workers to gain control over their earnings and support their families back home without financial strain. By integrating ABHI’s technology with LuLu’s deep market expertise, this collaboration represents a step forward in advancing financial inclusion and delivering true economic empowerment.”

The Impact of ABHI

Founded in 2021, ABHI has expanded its presence across Pakistan, the UAE, and Saudi Arabia. The company empowers employees and businesses with fast, secure, and transparent access to on-demand liquidity. To date, ABHI has served over 1 million users, onboarded more than 5,000 businesses, and processed transactions totaling over $500 million. This drives financial empowerment for individuals and SMEs across the region.

Conclusion

The partnership between LuLu Exchange and Abhi Middle East Limited marks a significant milestone in the journey toward financial inclusion in the UAE. By providing instant access to earned wages and efficient remittance solutions, they are not just enhancing the financial landscape but also empowering individuals to take charge of their financial futures. This collaboration is a testament to the power of innovation in creating a more inclusive economy.

This initiative is a game-changer for expatriate workers, allowing them to support their families back home with ease. The future of financial services in the UAE looks promising, with technology paving the way for greater accessibility and empowerment.

For more information on how this partnership can benefit you, visit LuLu Exchange.